Fix & Flip Loans for Real Estate Investors
Fast, Reliable Financing for Purchase and Rehab Projects
Residential Capital Partners provides Fix & Flip loans designed to help real estate investors acquire, renovate, and sell properties profitably without unnecessary delays or surprises.
Our Fix & Flip financing combines speed, clarity, and investor-focused underwriting, helping you move quickly while protecting your margins.
Fix & Flip loans are ideal for:
- Real estate investors purchasing properties to renovate and resell
- Investors completing one deal per year or scaling multiple projects
- Properties requiring light to heavy rehabilitation
Whether you’re newer to investing or an experienced operator, our team structures loans around timelines, budgets, and exits.
Fast Loans for Investors
- Single-property residences
- 1 – 4-unit residential properties
- Townhomes and condominiums
- $100,000 – $1,250,000
- No money down
- 100% financing up to 65%, 70% or 75% of ARV depending on experience
- 9-month loan term
- No prepayment penalties
We provide fix and flip loans exclusively to business entities—not individual borrowers.
Get a Fix & Flip Loan Quote
Start with a Quick Application to receive a quote and speak with an Account Executive about your next project.
Explore Our Resources
How strategic lending partnerships create more opportunity for real estate investors
When the real estate market shifts, the investors who thrive are the ones with access to reliable capital and strong partnerships. And for many industry professionals, there’s a new way to support their network and unlock additional revenue, through the Residential Capital Partners Affiliate Program.
Fall market shifts: What real estate investors should watch before year-end
As the weather continues to cool down, so does the pace of the real estate market. But that doesn’t mean opportunity disappears. In fact, fall can open unique doors for investors who know where to look. With 2026 just around the corner, now is the time to position your portfolio for success!
What the Fed's September 2025 rate cut means for real estate investors
On September 17, 2025, the Federal Reserve lowered its federal funds rate by 25 basis points, moving the target range to 4.00%–4.25%. This marked the first rate reduction since December 2024 and signals a shift toward easing monetary policy amid slowing job growth and softer economic conditions according to Investopedia. Looking ahead, the Fed has indicated expectations for more rate cuts in 2025 and at least one more in 2026.
"I liked that I had a point of contact
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Kwadwo N.