DSCR Loans for Rental Properties
Cash-Flow-Based Financing for Long-Term Investors
Residential Capital Partners offers DSCR loans designed for stabilized rental properties, allowing investors to qualify based on property cash flow rather than personal income.
This program supports long-term portfolio growth with investor-friendly underwriting.
DSCR loans are ideal for:
- Stabilized single-family rental properties
- Investors building or refinancing rental portfolios
- Borrowers seeking long-term financing solutions
Program Highlights
- Qualification based on property cash flow (DSCR)
- Long-term loan options
- Flexible ownership structures
- Investor-focused underwriting
- Competitive terms
Why Investors Choose ResCap DSCR Loans
- Simplified qualification process
- Clear communication and expectations
- Experience with investor-owned rental properties
- Long-term partnership approach
Long-Term Rental Loans
Residential Capital Partners long-term rental loans include the following features:
- Single-property residences
- 2 – 4-unit residential properties
- Townhomes and condominiums
- $50,000 – $2,000,000
- LTVs up to 75% for cash-out refi loans
- LTVs up to 80% for purchase / rate & term loans
- Interest rates starting at 6.625%
- Origination & Processing: $1,310
- Doc Prep: $995
- 5/1 ARM, 7/1 ARM and 30-year fixed rates (fully amortizing) available
- Prepayment penalties may apply
We provide rental loans exclusively to business entities—not individual borrowers.
Explore Our Resources
The coffee shop conversations that spark real estate investing wins
Have you ever noticed how the best ideas often come over a cup of coffee? Investing in real estate works much the same way. Sometimes the most valuable insights don't come from research or a handbook, but from casual chats over lunch or drinks that lead to new contacts, unexpected ideas, and possibly even your next deal.
Tenant red flags: What experienced real estate investors look for before signing a lease
Not all tenants are created equal, and the wrong one can cost you more than just late rent. A responsible tenant translates to steady income, fewer headaches, and a better long-term return. On the flip side, the wrong tenant can lead to late payments, property damage, and costly eviction proceedings.
5 essential questions to ask your private lender
Choosing the right private lender is one of the most important decisions you’ll make as a real estate investor. The lender you partner with can either accelerate your growth or slow it down with delays, unclear terms, or a lack of experience. Beyond rates and funding amounts, it’s about finding a true investment partner—someone who understands your goals, moves at your speed, and adds value beyond the loan itself. Whether you're flipping your first property or scaling a portfolio, here are five things you should know about your private lender before signing on the dotted line.
"I love the rapid approval
and closing process and the great customer service I received during the process."
Netonia B.
Contact
3838 Oak Lawn Avenue
Suite 1200
Dallas, TX 75219
866-441-0223
Explore
